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Picture of David and Susan
posted
Hi
Had a holiday pre booked last September for this December

Boy having trouble with insurance

tried Freedom,JD Consultants no luck

got Manor to ring back

Will insure but not anything related to the cancer

Medicare will insure from the date of departure to return date only

no cancellation clause

Regards
Dave and Sue
 
Posts: 518 | Location: Co Durham | Registered: 14 March 2007Reply With QuoteReport This Post
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Hi,
I also had a trawl to find insurance (surgery Dec 06, end of radiotherapy/chemo March 07) for our holiday back in June. In the end, got insurance with AllClear Travel - it was of course more expensive than I've ever paid before, but less than I'd feared. I think it was about £180 for myself, husband and daughter. Just looked at the policy and they covered cancellation if needed due to my illness plus the usual cover. Did the application on line and the paperwork came through the post. I don't work for them,no advertising intended just thought this might help!! Hope you enjoy a great holiday Smiler
Georgia
 
Posts: 22 | Location: uk | Registered: 08 November 2006Reply With QuoteReport This Post
Picture of David and Susan
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Hi GMS

Allclear wont insure me online have to phone for a quote ??
Thanks
Dave and Sue
 
Posts: 518 | Location: Co Durham | Registered: 14 March 2007Reply With QuoteReport This Post
Picture of Chelle
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Sooooo frustrating!
A good holiday is just what us cancer patients need after all that horrible treatment.
Infact - I think we should get our holiday insurance c/o the NHS Big Grin *lol... Yeah right!


-~*Great spirits have always encountered violent opposition from mediocre minds*~-
...Albert Einstein
 
Posts: 794 | Location: Hastings, UK | Registered: 01 March 2007Reply With QuoteReport This Post
Picture of Dr Vinod K Joshi
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See previous posts on: 'travel insurance' for information previously posted on this topic.


Disclaimer: Please see your own dentist/doctor for a proper diagnosis as my words should not, in any circumstances, be taken as dental/medical advice.

"If you see what is small as it sees itself, and accept what is weak for what strength it has, and use what is dim for the light it gives, then all will go well. This is called Acting Naturally."
Lao-Tsu, Tao Teh King
 
Posts: 3893 | Location: St Luke's Hospital, Bradford and Pinderfields Hospital, Wakefield | Registered: 14 December 2002Reply With QuoteReport This Post
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Hi,
I've sent you a pm about my insurance,
 
Posts: 22 | Location: uk | Registered: 08 November 2006Reply With QuoteReport This Post
Picture of David and Susan
posted Hide Post
Hi
New computor back on line

No luck with travel insurance tried Manor,Aged concern,Freedom,All clear and others one quoted £3000 nto £4000

Its because of the destination ,under 1 year and because it was not removed by surgery

May have to cancel

Regards
Dave and Sue
 
Posts: 518 | Location: Co Durham | Registered: 14 March 2007Reply With QuoteReport This Post
Picture of Jenni
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David,

Have you tried the post office. They have a standard policy and will insure you for existing medical conditions seperately. We can't apply online, but if you start the process online then you can find the number to ring to answer some questions on your medical condition.
I just went to Jersey for a week, and the insurance was £30 for three of us, with an optional extra £12 to cover my existing medical condition. As I only applied for the insurance a week before we went, I didn't take this option. If I needed to see a specialist, I coud have phoned and booked the appointment and I probably wouldn't have got an appointment until I got back.
 
Posts: 248 | Location: Perranporth, Cornwall | Registered: 13 October 2006Reply With QuoteReport This Post
Picture of Dr Vinod K Joshi
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from the Macmillan Cancer Support charity website:
quote:
Although your doctor may feel that you are well enough to travel, you may find it difficult to get travel insurance. This is because some insurance companies think that a person with cancer is more likely to need to make a claim on their insurance. This is not always the case, although if you have advanced cancer you may be more likely to become ill and need to make a claim.

Our travel insurance factsheet has a list of insurance companies who consider insuring cancer patients.

It is advisable to get quotes from a number of companies, as costs may vary considerably. It’s also helpful to read the policy carefully for exclusions and special conditions. Your doctor or specialist nurse can help you to understand the policies and explain any exclusions.

Some companies may have policies that insure you for any health problem, except problems caused by the cancer. You may feel that this option suits you if your cancer is unlikely to cause any problems while you are away. Other people may feel that this is too much of a risk for them to take.


Full article with more information can be found at:
Getting travel insurance when you have cancer


Disclaimer: Please see your own dentist/doctor for a proper diagnosis as my words should not, in any circumstances, be taken as dental/medical advice.

"If you see what is small as it sees itself, and accept what is weak for what strength it has, and use what is dim for the light it gives, then all will go well. This is called Acting Naturally."
Lao-Tsu, Tao Teh King
 
Posts: 3893 | Location: St Luke's Hospital, Bradford and Pinderfields Hospital, Wakefield | Registered: 14 December 2002Reply With QuoteReport This Post
Picture of Dr Vinod K Joshi
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There was a piece in the Telegraph called “Too Sick To Travel"

quote:
Fiona Macrae runs Insurancewith.com, a broker that focuses on providing insurance for those who have had cancer. She says she was moved to start such a business after being diagnosed with breast cancer in her thirties and found it difficult to get cover afterwards. "I had worked in the insurance industry and felt a better service could be offered."

She joined Travel Insurance Facilities, after meeting up with Tricia Pearson, the company's head of medical screening, who had also undergone treatment for breast cancer. Their enthusiasm for the project led to the launch of the service. She says: "Initially, we focused on women with breast cancer, but by working with charities and specialist medical underwriters we are able to offer cover for other cancers and conditions and offer insurance to those who would be turned down elsewhere."

Macrae says this includes those who have secondary cancers. They will also offer cover a month after any course of treatment has finished, provided the patient's doctor advises they are well enough to travel. Other insurers typically only offer cover three months after treatment.
And the difference in price can be significant. One customer who contacted the company had been quoted £1,000 cover for for a two-week holiday in the USA. Although she had been diagnosed with secondary breast cancer, the Insurancewith premium was just £180.

Macrae explains: "Many insurers simply see secondary cancer as a terminal diagnosis and will refuse cover. But many people with secondary cancer go on to live healthy lives for years, will still work full-time and will want to go on holiday, so we are trying to ensure that they can get realistically priced travel insurance."

How do they manage to undercut other companies by such a margin? Macrae says they can offer affordable cover by looking at each case individually and assessing the risk more accurately.

"We have tried to keep up with modern medical techniques and practices. Some insurers just see the word 'cancer' and ask no further questions. They will just decline cover or load the premium. But we ask about the treatment and your prognosis to offer a more competitive quote."

Macrae says the company has been working with several charities to combat problems that arise when patients try to arrange cover. As a result of consultation with Jo's Trust, the cervical cancer charity, it offers all applicants the option of completing medical questionnaires online.

"People often don't want to discuss personal medical issues with someone in a call centre, although we always give them that option." After consulting the Teenage Cancer Trust, it launched a new gap year travel policy for young people and also pioneered a long-stay travel policy aimed at the 50-plus market, for those who, after treatment, plan the trip of a lifetime.



Insurancewith are supporting various charities through the sale of insurance products under the insurancewith brand. They donate £1 for every travel insurance policy purchased from them.

They also and possibly more importantly offer travel insurance to people suffering with pre-existing medical conditions at highly competitive premiums. Link: Single Trip travel insurance

Insurancewith isn't the only specialist company. Those with serious medical conditions should also consider contacting Insurepink, Free Spirit, All Clear Plus, Freedom Travel or It's So Easy. Please do get several quotes from different insurance companies and get the best value for money cover you can.


Disclaimer: Please see your own dentist/doctor for a proper diagnosis as my words should not, in any circumstances, be taken as dental/medical advice.

"If you see what is small as it sees itself, and accept what is weak for what strength it has, and use what is dim for the light it gives, then all will go well. This is called Acting Naturally."
Lao-Tsu, Tao Teh King
 
Posts: 3893 | Location: St Luke's Hospital, Bradford and Pinderfields Hospital, Wakefield | Registered: 14 December 2002Reply With QuoteReport This Post
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Hi,

If anyone would like advice on travel insurance I would be happy to help.

Please feel free to message me.

Fiona
 
Posts: 1 | Location: London | Registered: 14 April 2010Reply With QuoteReport This Post
Picture of Dr Vinod K Joshi
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Concern as Whinney Banks pair are stranded in Benidorm
Apr 20 2010 by Sarah Judd, Evening Gazette
quote:


DISTRAUGHT daughter has spoken of her fears as her mum and terminally ill stepfather remain trapped abroad, facing massive health bills, with no accommodation.

Nicola McNaughton, 28, of Redcar, told how her newly-married mum Linda Malone and her stepdad Andrew, were caught up in the airline lockdown caused by volcanic ash from Iceland.

Gran-of-seven Linda, 48, a diabetic, and Andrew, 45, who is battling terminal mouth cancer which has spread to other parts of his body, decided to take one last holiday together to Benidorm after the turmoil of Andrew’s gruelling treatment.

However, after flying out on Saturday, April 10, the Whinney Banks couple have been left stranded as they flit between Alicante airport, local hospitals and surgeries.

The couple are both running out of vital medication with no choice but to buy what they need from Spanish medics.

Nicola, a beautician, said: “My stepfather is dying of cancer and this is supposed to be his last holiday. He is running out of medication.

“My mum has been crying on the phone. She has run out of medication and when they go to the hospital, they are being told to go to the doctors. They have run out of money and are having to pay for their drugs, which would be free at home.”

Nicola said her mum, Andrew’s full-time carer, and stepdad, a former scaffolder, had looked forward to their holiday, - booked after Andrew’s treatment, which left him in a coma for two weeks.

She said: “Andrew has been through a lot of surgery.

“He is now fed through a tube in his belly because he can’t eat. He’s going to die and they are stuck there. I don’t know what to do. Why can’t they get them home or at least put them up in a hotel?”

Speaking from Alicante airport, Linda, who married Andrew two days after her dad died in November, said: “We are flying with Ryanair and we are just stranded at the airport.

“It’s costing 20 Euros a day just for my husband’s food and 50 Euros for my insulin which will last me a week.

“We’ve been to the hospital and the doctors and they are telling us they won’t give us a prescription. We’ve got our E111 cards but we don’t seem to be getting any help.”

The couple married, despite the loss of Linda’s dad, as they wanted to exchange vows before Andrew had a 12-hour operation on his mouth.

As Andrew continues to run short of medication leaving the couple facing even higher health bills abroad, the pair are hoping their flight back to Durham Tees Valley Airport will go ahead on Thursday.


Disclaimer: Please see your own dentist/doctor for a proper diagnosis as my words should not, in any circumstances, be taken as dental/medical advice.

"If you see what is small as it sees itself, and accept what is weak for what strength it has, and use what is dim for the light it gives, then all will go well. This is called Acting Naturally."
Lao-Tsu, Tao Teh King
 
Posts: 3893 | Location: St Luke's Hospital, Bradford and Pinderfields Hospital, Wakefield | Registered: 14 December 2002Reply With QuoteReport This Post
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